Thursday, August 27, 2020

Hotel Tempus

Deals and Marketing There ought to be consideration of effective guiding and controlled usage of constant data which can help with transferring ideal data from different market sections. Focusing on and situating of Hotel Tempus depend on serviceable methodologies reliant on the idea of market section. Corporate market section appears to have the most lucrative limit, subsequently contributing the biggest portion of all out income assortment. The endeavors taken ought to be centered around two subsets, specifically, Non-Negotiated Territory Accounts and Negotiated National Accounts, which can empower top level input to the income during weekdays. Area of Hotel Tempus inside key provincial towns gives it advantage over different rivals in pulling in relaxation gatherings, particularly during ends of the week. Inn Tempus can utilize long-stay fragment to cook for the hole made by corporates during ends of the week. Field deals group would help with distinguishing likely clients inside this fragment. Working of good and enormous meeting lobby inside hotel’s premises would empower Hotel Tempus to charge its visitors in participation just as those using its convenience offices an excellent cost for its administrations. Premium can too be charged inside the occasions portion dependent on Hotel Tempus brand worth and household acknowledgment. Target market will be stretched out to include wedded couples with prosperous foundations. Such a procedure would incorporate those from mid-western nations, who consistently appreciate new feasting encounters, amusement and shopping. In maintaining a worldwide business, the board is constantly perceived as a perplexing activity, which essentially requires comprehension of both the hypothetical and the down to earth angles, to work it effectively. One of the showcasing methodologies that chiefs would use to stay significant and serious inside the business is innovation and ‘servicescape’ they set up with goal to speak to their clients. Examination exhibits that the level to which inn adventure can hold its clients, while thinking of methods of drawing in new ones, legitimately impacts execution and productivity of the endeavor. Similarly, there exists convincing proof that client discernments, feelings and sentiments of specific new innovation foundation will legitimately impact the relationship which creates among clients and associations. Be that as it may, while there is a wide group of examination on these factors and their consequences for client maintenance and unwaveringness, hardly any, considers have deliberately managed marking fills in as center variable inside such settings; and the results got will be utilized to evoke positive client reactions, especially in creating positive recognitions, feelings and social expectations that will go a long to fortify client maintenance and faithfulness. Besides, not many exact examinations have evaluated how factors identified with advertising methodology developments lead to uniqueness of administration endeavors. This will influence by and large execution and benefit levels of Hotel Tempus. Deals and Marketing Organization Structure Channels of Reservations Appropriation execution of the inn depends on channel blend which uses accessible dynamic computerized travel advertise. Nearness of advanced market guarantees making of straightforwardness inside inn estimating structures since the business uses serious weight on rates. This will make sufficient test to supervisory crew, particularly dependent on upkeep of beneficial levels. Because of quick development in consumers’ utilization of versatile and social devices for movement shopping just as booking, the lodging will improve its IT division with new experts to guarantee full usage of such specialized devices. Customers, for example, Benjamin McGowan, would request Hotel Tempus to utilize its voice-enacted or map-based abilities. This gives higher worth tapping, which can be utilized to create travel arranging, simultaneously observing accessible travel-explicit hunt models. Social destinations will be utilized as deals channels inferable from customers’ current exceptional utilization of such channels. Potential purchasers frequently audit well known destinations, for example, Facebook, so these locales ought to be utilized to give possible channels to dispersion. In such a set-up, voyagers are equipped for social affair data, while simultaneously effectively alluding to different partners just as providers to Hotel Tempus. Merchandizing job of web indexes, portable and internet based life apparatuses should be improved for the motivations behind furnishing the inn with business exchange stages. One of the predominant topics inside the market that buyers know about is the situation on limited lodgings dependent on a minute ago appointments. From vital point, the inns showcase entrance to item improvement and market advancement to enhancement will be considered profoundly effective, at last creation the association one of market pioneers in lodging industry. Making a casual air with agreeable food unit in the setting of one billion populaces, quickly developing economy with enormous number of administration experts will introduce significant purpose behind business accomplishment in the field where old players despite everything channel a few items from abroad. This would help in usage of the fundamental methodology, quality food and administrations at serious costs. It is important to comprehend the need of keeping refreshed with new patterns and client inclinations inside inn industry. Food offered will be tied down by conventional menu sets prepared in the market with ground-breaking offer on French food known for virtue and solace for central core. This report on Hotel Tempus was composed and put together by client Emmitt B. to help you with your own investigations. You are allowed to utilize it for exploration and reference purposes so as to compose your own paper; be that as it may, you should refer to it in like manner. You can give your paper here.

Saturday, August 22, 2020

Social Constructs of Beauty in America, Europe and Asia Research Proposal

Social Constructs of Beauty in America, Europe and Asia - Research Proposal Example The exposition Social Constructs of Beauty in America, Europe and Asia will takes a gander at the global developments of magnificence in different social areas everywhere throughout the world unequivocally in the USA, Asia and European countries. The varieties of the sexual undertone of magnificence will be contrasted concurring with the area where the magazine adverts originate from. The examination will take a gander at the purposes of shared characteristic and the difference in the development of excellence in design. The running subject in the paper will be the impact of the social impacts in the demonstrating of what is excellent over the three areas of America, Europe and Asia. The paper won't accept a correlation perspective; rather, it will try to take a gander at the social builds of excellence exclusively. The down to earth exercises speaking to the social develops of excellence mull over the expanding globalization impacts. In accordance with the expanding globalization, t he social impacts in the plan and style zones are ending up being dim labyrinths. The prevailing societies are applying their impacts on the conventional ideas of magnificence with the end goal that the final product is a lessening impact of culture on the delineation of excellence. Lion's share of the western movies have been credited for the disintegration of the social develops of excellence. This priority is risky in that it undermines the real presence of the excellence in its indigenous structure. As an imaginative professional, the task will try to uncover the excellence in the social impacts.

Friday, August 21, 2020

Essay Topics For Your Childrens Class

Essay Topics For Your Children's ClassIf you are considering giving your children essay topics to discuss with their school, you should know that you are in good company. Some of the greatest authors of all time have also written some of the best essays. It is no wonder that the works of these authors will be popular topics for your children to read when they are looking for ways to communicate to their fellow students about what they are experiencing in school. However, if you give them essay topics that are too complicated or that do not apply to them, then they may end up having a hard time focusing on the topic of the essay.The subjects that you choose for your children's education should be enjoyable and interesting. In addition, it should not be difficult to understand. One of the best ways to make sure that this happens is to select a theme. There are a lot of themes that you can choose from, including history, science, art, music, math, and even animals.This is an important w ay to help them feel comfortable. You can tell them that there is a subject that is about something they are passionate about. At the same time, they are encouraged to research this subject themselves. As the parent, you are free to participate in their research, but at the same time, you are reminded that they should be taking their own thoughts and ideas into consideration. Your children are also not going to forget that you encouraged them to research the topic of the essay.Not only will this help your child learn, but it will also help the teacher to grade their essays better. For example, if they are researching the history of Shakespeare, they are going to take what they learn and apply it to the play they are reading. In addition, if the focus of the topic is on music, the teacher is going to have an easier time grading the essay because they know that the teacher is reviewing the notes.Once you have identified a topic that interests your child, you can begin to prepare your child for what to talk about. One of the best ways to start is to make the topic exciting and fun. Make sure that they know that they will be allowed to write about anything. This is an important part of being a student. They should be allowed to discuss any subject as long as they are learning about it.On the other hand, when it comes to essay topics that are challenging or difficult, you need to be especially careful. This is so that they do not get nervous or tense while they are discussing the topic. This could cause them to lose focus. In addition, it could cause them to avoid the topic altogether.It is important that you allow your child to express what they are feeling and how they are feeling. At the same time, you want to make sure that you are not forcing them to do anything that they are not comfortable with. Remember that it is not too much pressure if they say no to something.After they have developed their feelings and thoughts about the topic, they can begin to resear ch it. They can also ask their teacher for help. They are allowed to help themselves to the information that they need and they should be allowed to use it in their essay. Although the teacher is going to review their work, they are also going to see that they are allowing their child to use the material.

Monday, May 25, 2020

Ways to Inculcate Recycling Habits Among Students - Free Essay Example

Sample details Pages: 6 Words: 1685 Downloads: 1 Date added: 2019/03/14 Category Environment Essay Level High school Tags: Recycling Essay Did you like this example? Introduction   The United Kingdom’s former Prime Minister, Benjamin Disraeli (1867), once said that â€Å"change is inevitable, change is constant.† Although it is true for most of the time, we must agree that there are certain things that have not changed, even after many years. One of them is of course, pollution; a topic that has always been the talk of the town. Just recently, Star News (2018, November 15: 1) published an article regarding how crucial pollution is in Malaysia as we continue to process plastic waste rejected by China. Don’t waste time! Our writers will create an original "Ways to Inculcate Recycling Habits Among Students" essay for you Create order It is undeniable that medias worldwide have always portrayed plastic waste as harmful towards the Earth. For instance, an article was once published by the United Kingdom newspaper, Independent (2017, September 28: 3), mentioning that among the dangerous implications of plastic wastes is that disposing plastics to the oceans simply means that it will kill the marine creatures, and we, as seafood eaters, will also be at risk of the negative effects of it. In Independent (2017, September 28: 3) too, had included a research, that according to United Nations’ Food and Agriculture Organisation (2015), 92.6 million tonnes were caught from all around the world. Nevertheless, afraid not, when there is a will, there is a way. Therefore, in the mission to combat this worrying issue, the slogan, â€Å"Reduce, Reuse, Recycle,† was invented. What is the slogan all about, to be exact? Based on Oxford’s Advanced Learner’s Dictionary, reduce is defined as to make something less, reuse is to use something again, and recycle is to treat things that are already used so that they can be used again. All these steps are very crucial to follow to lessen pollution. However, no matter how much effort the Malaysian authorities put in hopes to help save the Earth, our people still fail to apply them in their lives. Let us face it: Why does Malaysia continues to process plastic wastes despite being provided with factual evidence of t hese wastes and their bad implications? Clearly, we do it for money. We never fail to satisfy our greed until we reach the point where we dare to sacrifice the Earth’s wellbeing, just to incorporate more money. So, before things get worse, we must find the solution to this problem. Students are no doubt the future generation. The way we shape them now determines how they would act in the future regarding sustaining the Earth. The question here is, what are the ways to inculcate recycling habits among students? First and foremost, parents play an important role in teaching recycling habits in their children. In fact, not only are parents their children’s’ guardian, but they are also their first teacher. Almost often we hear from our ancestors that a child’s behaviour reflects their parents. With that being said, the perceptions society have towards parents with children with bad behaviour will undoubtedly turn bad as well. To support this statement, the results of a survey done by The National Association of Schoolmasters Union of Women Teachers (2011) indicate that more than two in three teachers acknowledged that one of the most common contributing factors for students misbehaving is a lack of support from parents. Therefore, since this is an obvious issue, parents must be able to discover a way to instill good moral values in their children, and this includes teaching them to recycle. Children, when is taught good habits since little, are most likely to still apply them in their lives, even when they grow older. Pressman, Owens, Evans, Nemon (2014) mentioned that it is found out in a study that for almost 50,000 families in America, the children’s responsibilities at home, like doing house chores, for instance, remained constant from the age of nine until the end of high school. Thus, if they start recycling since they are little, there is a high probability that they will continue recycling in the future. Besides that, most children look up to their parents. We often hear that when asked, these kindergarten scholars would answer that they would want to be exactly like their parents when they grow up. With this mindset, there is no uncertainty that they would follow their parents’ behaviour. Hence, when their parents recycle, their children will unconsciously develop that habit too. Obviously, it is undeniable that parents play a crucial role in help ing to instil recycling habits among students. After we are done with the first step, we shall proceed to the next step to get students to start recycling, which is through their learning institutions. As children grow older, it is a necessity for parents to provide their children with proper education by enrolling them to school. According to our former Education Minister, Datuk Seri Mahdzir Khalid in News Straits Times (2017: 1-2), even children who are stateless, too, deserve to be educated. Hence, there is no excuse for the children who are more privileged than them to not have education. Once a child goes to school, we cannot deny the fact that most of their hours will be spent there, and not at home like they used to. They see their teachers more frequent than they see their parents on weekdays. Take for example, the results of a survey conducted by the Assocham Social Development Foundation (2012) shows that most pupils spend at least eight to ten hours in school. When they reach home, they are ought to complete their homework, and then they will feel tired and decide to go to bed early. Students’ long hours in school is exactly why the school authorities play a massive role in instilling recycling habits in the students. Among the ways that can be done by schools are organising recycling campaigns, and to get students to attend talks regarding the benefits of recycling. However, we must agree that encouraging students to enjoy or join this type of activities is a burden, because not everyone is interested in doing so. Therefore, it is vital that schools offer students with exciting prizes and certificates, because adolescents’ determination to learn can be reinstall by giving them rewards. (Theodotou, 2014.) This act, in my honest opinion, may seem similar to bribery, but it is actually merely a token of appreciation to the students involved. When given some form of gratitude, they would definitely be more encouraged to join similar events in the future. Besides, who would not want to feel valued, right? Other than that, students who initially join for the prizes will eventually find out that recycling is indeed a noble act, thus they would further be doing it in their daily lives. Clearly, it is true that through learning institutions, students could start instilling recycling habits in them. Last but certainly not the least, after schools have played their part, the next step to follow in order to nurture recycling habits among students is with the help of social medias. As students living in the twentieth century, it is very much common that most of their lives revolve around social medias. In actual fact, based on a research done by the Pew Research Centre (2015), seventy-one percent of teenagers say they use more than one social media site, like Facebook, Twitter, Instagram, and Snapchat, for instance. There are a lot of things we can do on social medias, so what are among the benefits of them? On the words of Star Online (2018, March 21: 1), the boons of social medias include enabling people to connect, share, and learn online. Due to do this, it is vital that environmental activists take full advantage of this and create multiple social media accounts or create advertisements that could encourage students to start recycling. Students who always have their smartphones under their fingertips will definitely come across them whenever they are scrolling through their account. Moreover, in social media, celebrities should act as a good influencer in a student’s life. Martin and Bush (2000) mentioned that teenagers choose media figures as their role models according to the characteristics that they can relate themselves with. â€Å"They are attached to brands endorsed by their icon celebrity and aspire to adopt their image and lifestyle† (Martin and Bush, 2000; Thomson and Woodham, 1997). This suggests that aside from parents, celebrities, too, play a major role i n shaping youth nowadays. Teenagers love to copy everything their favourite idols do; from their fashion sense to their personality, and eventually their habits. Celebrities should make the most out of this perhaps by endorsing recycling campaign and promote them in their social network account. With these being said, it is a fact that among the ways recycling habits could be instilled among students is through mass media. To sum it all up, among the steps to take in order to inculcate recycling habits among students is through the roles of parents, learning institutions, and social medias. Nevertheless, we cannot argue the fact that there could be millions of ways in this world to get students to start recycling, but all of them would not work if the individual themselves are not motivated to do so. Sometimes we wonder why it is so hard for some students to develop habits that not only could benefit them, but the Earth as well. Instead, they are more prone to make poor decisions in their life by instilling unhealthy habits like smoking, drinking alcoholic beverages and skipping classes, for example. Well, according to Bedwell (2017), the reason why students are bad decision makers is because the prefrontal cortex (the area of the brain where the most complex functions are located) will keep on evolving until we reach our early twenties, and our decision-making capabilities are not completely mature until we finally reach adulthood. As for now, the Earth is unquestionably in dire need of more people to start recycling. Why? Because based on Independent (2018, October 1: 1), experts have discovered that as the global temperature has a rise of 1.5C, the world is now slowly dying. Therefore, I would like to plead the adults to wake up from your dreams and realize that this is indeed an issue. Not only should we do something about it, but we must also help guide the students for the good sake of our Mother Earth.

Thursday, May 14, 2020

How Did Kate Chopin Influence Literature - 949 Words

Kate Chopin’s distinct influence in literature Kate Chopin was an innovative influence for literature in the late 1800’s. Her stories and characters conflicted with the societal norms of inequality towards women. Women in the 1800’s were oppressed, and treated more like property than individuals. Living in the 1800’s as a woman meant they had no rights, or power to create a life of their own. The men, in that period of history, held all prestige positions; therefore, formed all of the laws, and social norms. Kate Chopin, and other writers of her time created literature that depicted women who dreamed of liberation, and a chance to pursue their passions in life. Kate Chopin introduced her readers to a unique perspective from women, of her†¦show more content†¦Mallard. Mrs. Mallard learns of her husband’s death, and within an hour goes through a mixture of feelings before her ironic death. She starts off feeling devastated upon arrival of the horrific news, but later begins to realize the freedo m she will have from being a widow, and becomes exhilarated. Kate Chopin describes Ms. Mallards feeling of liberation by writing, â€Å"But she saw beyond the bitter moment a long procession of years to come that would belong absolutely to her† (Kennedy,et.al 499). The joy, and excitement she has of being able to be independent eventually leads to her death due to depression from her husband still being alive, and Mrs. Mallard realizes that her jovial feeling of liberation was only a mere dream. Mrs. Mallard’s reaction in the story of an hour contradicts Kate Chopin’s societal norms because women in that time period were expected to be content with their gender roles as submissive wives to their husbands; however, for a wife to be excited news of her husband’s death, which would free her from living under his rule, would have been considered devious in the eyes of that society. In Kate Chopin’s novel, The Awakening, she explains the transformation, and awakening of her lead female character, Edna. Edna is an unhappily married woman that takes a trip with her husband, and children to the Grand Isles. There she meetsShow MoreRelatedThe Awakening on Kate Chopins The Awakening1745 Words   |  7 Pages The time period of the 1880s that Kate Chopin lived in influenced her to write The Awakening, a very controversial book because of many new depictions of women introduced in the book. The Awakening is a book about a woman, Edna Pontellier. In the beginning, she is a happy woman with her husband and 2 kids vacationing at Grand Isle. While there, Edna realizes she is in love with Robert Lebrun and that she was just forced into an unloving/dissatisfying marriage with Mr. Pontellier. Robert howeverRead MoreStory Of An Hour Critical Analysis1651 Words   |  7 Pagespieces of literature create context clues so readers can establish where the story is taken place. Literatures can give away great pieces of information where readers are able to connect the past time periods to the current time period. The nineteenth- century is all about the controversial standards for women. Author Kate Chopin writes literatures about women during the nineteenth century. One of her stories show a glimpse of the modern-day standards for women. â€Å"Story of an Hour† by Kate Chopin is aboutRead MoreKate Chopin Literary Analysis793 Words   |  4 PagesKate Chopin was an innovative influence in literature in the late 1800’s. Her stories and characters conflicted with the societal norms of inequality towards women. Women in the 1800’s were oppressed, and treated more like property than individuals. Living in the 1800s as a woman meant they had no rights, or power to create a life of their own. The men, in that period of history, held all prestige positions, and formed the laws, and social norms of that time. Kate Chopin, and other writers of herRead MoreKate Chopin s Story Of The Hour Essay982 Words   |  4 PagesKate Chopin was an American author who wrote two novels that got published and at least a hundred short stories. In Kate’s short story The Story of the Hour she uses some of her traumatic event that happened in her lifespan in the short story eve n though it the story is fictional. A lot of her fictions were set in Louisiana and her best-known works focused on the lives of sensitive intelligent women. One-third of Mrs. Chopin’s stories are children’s stories. A lot of Mrs. Chopin’s novels were forgottenRead More American Literature: Kate Chopin, and Mary Eleanor Wilkins Freeman1506 Words   |  6 PagesOver the years American Literature has become an important part of the American history. In the other hand, it is really important for people to study the significant of the American literature, because in particular is associated with influence of the American culture. People should know more about their culture, because it is the place where they are living in. Literature was brought to the United States from the European culture. The American literature started to develop during the antebellumRead MoreEssay about Feminism in The Awakening986 Words   |  4 PagesIn the novel The Awakening, by Kate Ch opin the critical approach feminism is a major aspect of the novel. According to dictionary.reference.com the word feminism means, â€Å"The doctrine advocating social, political, and all other rights of women equal to those of men.† The Awakening takes place during the late eighteen hundreds to early nineteen hundreds, in New Orleans. The novel is about Edna Pontellier and her family on a summer vacation. Edna, who is a wife and mother, is inferior to her husbandRead MoreLeo Haines. Professor Capozzi. Research Paper. April 29,1518 Words   |  7 PagesLeo Haines Professor Capozzi Research Paper April 29, 2017 Kate Chopin Kate Chopin was a famous author of short stories and articles. Kate was born on February 8, 1850, in St. Louis Missouri, and she grew up speaking English and French. After her husband has passed in 1882, and that is when her writing career launched. In most of her novels and stories her characters are bilingual, also known as fluent in two languages. Kate Chopin using the theme of feminism in her stories, â€Å"The Awakening†, â€Å"TheRead More The Transformation of Edna Pontellier in The Awakening Essay950 Words   |  4 Pagesanything: she did not know what† (Chopin). In Kate Chopin’s novel, The Awakening, the reader is introduced to Edna Pontellier, a passionate, rebellious woman. Throughout the novel, it becomes apparent how unsettled Edna feels about her life. The reader can identify this by her thoughts, desires, and actions, which are highly inappropriate for an affluent woman of the time. In the novel, Edna has an awakening and finds the courage to make the changes she sees necessary. Kate Chopin is able to make Read MoreFor centuries man has been considered to be the dominate species. Writings throughout history1100 Words   |  5 PagesMen influenced repression of women’s ideas because it was believed it did not count and held no value; an abundant amount of women unfortunately agreed. An extensive amount of women were uneducated, and subsequently this greatly impacted on their way of thinking. Although the women’s suffrage movement was prominent, an abundant amount of women, in my opinion, were negatively influenced by society as a whole. Within literature, writings oppressed women, and belittled them; portraying them to beRead More Kate Chopins Desirees Baby Essays1394 Words   |  6 PagesKate Chopins Desirees Baby This essay will focus on the short story by Kate Chopin and its use of symbols, setting and characters. Desiree’s baby was perhaps one of the best stories I’ve ever read. Analyzing it was not easy at all. Its use of symbols was very hard to comprehend. At first, it doesn’t make sense. But as you think critically

Wednesday, May 6, 2020

The Food Industry And Industrialization Of Agriculture

The corporate food industry and industrialization of agriculture today have revolutionized the growing and buying of food for farmers and consumers. To see how it has transformed the system, one can look at the effects industrial agriculture has caused. Economically, it creates million of jobs that keep people employed and keeps food affordable, but has regrettably created subsidies too. In terms of health, mass production of agriculture has created new health risks that endanger the lives of both producers and consumers, as well as encourage bad eating. As a result, the industrialization of agriculture has both good and bad effects because it feeds the population cost-efficiently while benefiting the economy, but risks people’s health. Economically, the corporate food industry and industrialization of agriculture has created millions of jobs that keep people employed. With such a rapidly growing population everyday, more jobs need to be created and more people are needed in agriculture than ever before to keep up with the demand for food. The development of industrialized agriculture solves both of these problems by providing the jobs people need, while meeting the demand for food. It also not only employs farmers but agriculture can employ people like truck drivers to deliver food or factory workers to clean or process food. Furthermore, the agricultural industry is able to beneficially hire unskilled or immigrant workers. Many agricultural jobs are considered menial, soShow MoreRelatedHow accurate is it to say that Mao Zedong’s agricultural policies from 1949 were the most important reason for the famine of 1959–62?1287 Words   |  6 Pagesinspired by the Soviet Union. This idea introduced a mode l, which prioritize industrialization known as the â€Å"Big Push Model†. China started prioritizing investments into the heavy industry, which would reshape the Chinese economy and create a Command economy. Mao’s economic policies seemed be working in the earlier years of its development, but Mao soon became obsessed with Industrialization (and putting less priority on agriculture) and competing with the western world that his own personal power and selfRead MoreThe Is Synonymous With The Concept Of Industrialization961 Words   |  4 PagesCorporatization is synonymous with the concept of industrialization. When one thinks of an ‘industrial’ park, the picture of a sprawling landscape of large businesses comes to mind. The image of a community of self-sustaining mom-and-pop shops certainly doesn’t fit the bill of what is commonly thought of to be industrial. We more commonly think of large corporations like Monsanto and Walmart as symbols of the a djective. In the case of the food industry, the advent of larger grocers, larger agriculturalRead MoreThe Industrialization Of The World Trade Markets Essay741 Words   |  3 Pagesby means of industrialization. In doing this they developing railroads, roads, and port facilities which increased trade and profits. Because of these advancements, they were able to participate in the world trade markets. Some larger countries such as Brazil and Argentina grew exponentially by trading there products (coffee and wheat). After the World Wars, trade declined in world markets and Latin American governments found it necessary to practice Import Substitution Industrialization (ISI). ISIRead MoreNigeria, The Most Populous African Country, With Enormous1518 Words   |  7 Pagesenormous potential in agriculture. If well managed, has the potential to become a global powerhouse through agro-industrialization. Agriculture, presently contributes less than 28% of the GDP of Nigeria, ironically holds the key for the accelerated growth and diversification and job creation for Nigerian economy. No country of the world has moved to industrialized economy status without passing through the transformation of the agricultural sector. The reason is simple. Agriculture provides the basicRead MoreIndustrialization And Poverty1445 Words   |  6 Pagesdeveloped countries. Industrialization is one of the effective ways to reduce poverty. Poverty can be reduced by economic growth and equality. Industrialization is a process where primary goods are used to produce manufacturing goods, sometimes human labor is replaces by machines and robots. Income per capita increases because of industrialization. The industrial revolution of 18th and 19th century has occurred because of major industrial shift in western economy. Industrialization is maximum use ofRead MoreGuns, Germs, And Steel By Jared Diamond1394 Words   |  6 Pagesto development. Food production, poverty, economic, and technological advancements are all related to how each society was civilized. This paper responds to the questions raised from the books â€Å"Guns, Germs, and Steel† by Jared Diamond; â€Å"The Origins of the Modern World: A Global and E cological Narrative from the Fifteenth to the 21st Century† by Robert Marks; â€Å"A History of the World in Six Glasses,† by Tom Standage; and the â€Å"Stuffed and Starved: The Hidden Battle for the World Food System† by Raj PatelRead MoreHow Planned was the Soviet Economy Essay1302 Words   |  6 Pagesplanned and controlled. However, many facts would beg to differ and instead suggest the contrary. It is true that institutes of planning existed in Russia in the period concerned. As of July 1922, VSNKh operated its control over industry by methods of a production-planning character. The institution was responsible for the drafting of production and disposal plans amongst other things. Another institution in existence was Gosplan which was known as the state general-planningRead MoreStalin S Five Year Plan Speech2022 Words   |  6 Pagesthe U.S.S.R., for the construction of socialist society. The fundamental task of the Five-Year Plan was to create such an industry in our country as would be able to re-equip and reorganize, not only the whole of industry, but also transport and agriculture—on the basis of socialism. The fundamental task of the Five-Year Plan was to transfer small and scattered agriculture to the lines of large-scale collective farming, so as to ensure the economic base for socialism in the rural districts andRead MoreIndustrialization in India1493 Words   |  6 PagesNeed for Trend of Industrialization in India What is Industry? In its broadest sense, industry is any work that is undertaken for economic gain and that promotes employment. The word may be applied to a wide range of activities, from farming to manufacturing and tourism. It encompasses production at any scale, from the local—sometimes known as cottage industry—to the multinational or transnational. In a more restricted sense, industry refers to the production of goods, especially when that productionRead MoreGlobal Warming Is Caused By Human Beings1174 Words   |  5 PagesWarming Global warming appears to be caused by human beings. There is too much CO2 in the atmosphere for plants and trees to take in all of it. There is strong evidence that humans are to blame, not just due to cars and factories but also from agriculture. A majority of scientists and scientific organizations believe humans are causing global warming. Global Warming is controversial. It is a perplexing phenomenon. Some people think it is a normal occurrence, others are afraid of the consequences

Tuesday, May 5, 2020

Role of Accounting Information-Free-Samples-Myassignmenthelp.com

Question: Discuss about the Role of Accounting Information in Investment Decision Making. Answer: Introduction Accounting information is beneficial to take long term investment decisions based on the present condition of the business sectors. However, it is important for any business organization to forecast before their investment. Hence, accounting information enables the organization to forecast about their investment in a new business. The investors rely on the accounting decision and then invest in a business. Accounting information gives a preliminary idea over the profitability, cost of the operation and loss in a business that is essential to understand the by the investors. This study deals with the effectiveness of accounting information in the decision making regarding the investment. Research questions What are the methods through which the managers of Australian stock exchange use the accounting information in stock investment within an organization? What are the functions of financial ratios in helping the managers to make the decision regarding the stock investment? Literature review Role of investors in a business Investors spend money in a venture in order to get the significant amount of return (Charles, 2008). However, often many investors are involved in a joint venture thus it is important for them to use accounting information before expanding money in a business. However, accounting information makes transparency in the investment process and it reduces the error in the accounting within the business. Therefore, the investors get confidence while investing in business by analyzing the data of accounting as they get assurance regarding their profitability for a business. Role of accounting information in investment management Accounting information focuses on the financial strength of the organization. Therefore, based on the accounting data percentage of the growth can be determined. Apart from this future economic outlook of an organization can be analyzed by accounting information (Eugehe Michael, 2005). Determination of the earning per share is one of the most important areas of the investment management. Hence, the accounting data highlights on the return of the organization that is based on the earning of the company assets. However, based on the financial report the organizations are able to understand their expenditure that is needed for their business operation (ahankhani Parsaian, 2007). The annual financial report enables a business organization to develop the strategy regarding their investment that can enhance their profitability in future. Good profitability report enables them to invest more and less profitability enable them to cut their operation cost. Importance of financial statement in organizational decisions According to Baker and Haslem (2015), various factors are kept in the minds of individual investor while comparing, studying and analyzing common stocks, but the dominant factors are the ones which are already anticipated or expected by the investor. Characteristics and the type of information required may differ from one investor to another. Individual investors require different set of information as compared to the professional analysts who need more vivid and more in depth data about the securities. But they focus on the point that the financial statement is crucial for any kind of investor to make an investment decision along with the profit forecasts. Furthermore, data analysis of other information like the business point of view, future condition of the company and its industry along with the market position of the organization, the rate in which the sales is expanding of the organization. The revenue and dividends is also required for investment information. Lusardi and Mitchell (2014), state in their report that the traditional microeconomic approach of expenditure and savings decisions depends on a logical reasoning and a concrete information base of an individual who will consume less than his income in times of high earnings, in turn saving to back up the spending when the earning rate falls. The significance of financial literacy depends highly on the decision making of the right time of investment. Investing always depends on the time, and hence knowledge is crucial to analyze the right time. This is in case of any investor be it an individual or a professional analyst. Financial literacy of the investors For a larger perspective, Fernandes, Lynch Jr, and Netemeyer, (2014), have discussed the impact of financial literacy in the decision making and the financial behavior of individuals and larger firms. There are and four factors that are potentially connected with both financial literacy and the financial behaviors. These traits are confidence in accounting and financial data and information search; strategic organization for long term financial stability; willingness to take investment risk; and understanding of the math behind the investment decision. The authors, Anderson, Baker and Robinson (2017), in their paper have stated that people usually have a set of funds that are kept aside for emergency purposes this fund is not touched or used for investment purposes it is also not used for consumption for example medical emergencies and retirement. There are at least three types of overconfidence that are found in financial behavior of people. Firstly, is the exaggeration of an individuals actual ability to present, or his or her chances to succeed. The other type of overconfidence that is observed is immense faith regarding correctness of the individuals beliefs and calculations, or the analysis of the data and information gathered is spot on. The last kind of overconfidence is the psychology of an individual where he thinks he better than the average people and his decisions are better than other. Importance of the accounting information for investors in their decision making The aim of the accounting information is to provide valid economic data that leads the investors to take the proper financial decision within a business (Pohl Tyll, 2014). Investors are referred to the external users of the accounting information. Hence, the decision-making process required logical analysis of different alternatives. However, the investors want to sure about their investment and they prefer that their investment should be reasonable while transferring the financial resources. Accounting information gives them assurance about their investment that is derived from the accounting system of the company (Eid, 2016). However, it is essential for the investors to understand the every accounting information of a company in which they are going to invest. The investors divide the accounting information into main and sub part as it is beneficial for them to take the decision regarding their investment (Zaman, 2017). Identification of the significance of the main and sub facto rs of accounting data enables the investors to take the financial decision. Therefore, the accounting information reveals the similarities and the dissimilarities between the finance experts of an organization. Accounting information gives a basic idea to the investors regarding the nature of the stock and price of the stocks. These areas are crucial for the investors to understand the financial strength of the company in the global market. However, based on this analysis the investors take the decision regarding such company. Application of regression model and the accounting model help the investors to carry out a proper analysis of the annual report of a business based on the financial status of the company (Hope, Thomas Vyas, 2017). However, accounting data includes the consumer information and the sale ratio of an organization that is essential for the investors during their decision making. Hence, it is important for the investors to understand the current position of the company within the market before their investment that is done by evaluating the accounting information of such organization. Research plan Aim of the Study The aim of the study is to reveal the importance of accounting information in the investment decision making. Objectives To understand the role of accounting information in managing investment To identify importance of financial ratio analysis in investment decision making To evaluate the importance of accounting information in the decision making of the investors during investment To recommend the ways in order to improve the use accounting information in investment decision making It has been received that gathering information from different journals will be helpful to get proper information regarding the topic. Selection of an organization will be beneficial for this study in future research in order to get authentic data. Methodology The entire study is based on the secondary data. Hence, secondary data collection method will be taken in this study. Various journals, government websites, and company report will be taken in this study to understand the importance of accounting information in investment decision making. Journals and articles will be taken from the databases through inclusion and exclusion criteria and the relevant journals are selected based on the topic. The literature review is based on the secondary data. However, secondary data analysis is an effective research method of getting valid data (Silverman, 2016). Authentic data is obtained from such method by reviewing different journals. Conclusion The entire study focuses on the effectiveness of the accounting information in the decision-making process of the investors. However, for the investors, it is crucial to evaluate the accounting data of an organization while going for investing. This resists the investors to face loss in their investment. On the other hand, financial strength and weakness of an organization can be determined through the accounting information. References Anderson, A., Baker, F., Robinson, D. T. (2017). Precautionary savings, retirement planning and misperceptions of financial literacy.Journal of Financial Economics. Baker, H.K., Haslem, J.A. (2015). Information needs of individual investors. Charles P. J., (2008), Earning Trends and Investment selection. Financial analysis Journal, 97 Eid, E. E. M. A. (2016). The Role Of Accounting Information Systems In Making Investment Decisions.Internal Auditing and Risk Management,42(1), 233-242. Eugehe F. B., Michael C. E., (2005), Stock and their valuation, Financial management theory and practice, 251,252 Fernandes, D., Lynch Jr, J. G., Netemeyer, R. G. (2014). Financial literacy, financial education, and downstream financial behaviors.Management Science,60(8), 1861-1883. Hope, O. K., Thomas, W. B., Vyas, D. (2017). Stakeholder demand for accounting quality and economic usefulness of accounting in US private firms.Journal of Accounting and Public Policy,36(1), 1-13. Jahankhani, A., Parsaian, A., (2007), Investment Management, Management faculty of university pub Kiymaz. H, (2000), The effects of stock market rumors on stock prices: Evidence from a market, Journal of multinational financial management, 105-115. Lusardi, A., Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence.Journal of Economic Literature,52(1), 5-44. Pohl P, Tyll L. (2014),Diminishing Role of Accounting Information for Investment Decisions, International Journal of International Journal of Engineering Business Management Silverman, D. (Ed.). (2016).Qualitative research. Sage. Zaman, M. (2017). The role of financial and non-financial evaluation measures in the process of management control over foreign subsidiariesempirical evidence in Slovene multinational companies.Management: journal of contemporary management issues,9(2), 53-73.

Tuesday, April 7, 2020

Magician Debut Albums and Arthur free essay sample

Arthur Burden and Dry. Prophet walked in silence. Arthur had just arrived in Paris. He was a surgeon at SST Lakes hospital, and had come to study the methods of the French doctors; but the real object of his visit to Paris was certainly to see Margaret Daunted. He looked upon himself as a happy man. He loved Margaret with all his heart and he was sure of her affection for him. It was impossible that anything could disturb the pleasant life they had planned together. Were going to fix the date of our marriage now, Arthur remarked to Dry. Prophet. Im buying furniture already. L think only English people could behave as oddly as you in postponing your marriage without any reason for two years, replied the doctor. You see, Margaret was ten when first saw her, and only seventeen when I asked her to marry me. We will write a custom essay sample on Magician: Debut Albums and Arthur or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page She seemed hardly ready for marriage. She was still growing. We loved each other and we had a long time before us. We could wait. At that moment a man walked past them, a big stout fellow, dressed In a bright check suit. He gravely took off his hat and greeted Dry. Prophet. The doctor smiled and returned the salutation. Who is your fat friend? asked Arthur. He is an Englishman too.His name is Oliver Had. An artist? asked Arthur in the scornful tone in which he spoke of those whose work was not so practical as his own. Not exactly. I met him some time ago by chance. When I was collecting the material for my little book on the old alchemists I read a great deal In the library of the Arsenal, which as you may know Is rich In works dealing with the occult sciences. One day I was studying some question on which it seemed impossible to find any authorities. The librarian could not help me, and I wanted to give up the search, when this person brought me the book I needed.I was ere grateful to the stranger. We left together that afternoon, and our common studies gave a theme of conversation. I found that his knowledge was extraordinary wide, and he was able to give me Information about works I had never even heard of. And what Is he by profession? Doctor Prophet smiled. You know, Paris is full of odd people. It is the home for every kind of eccentricity. It seems incredible, but my friend Oliver Had says he is a magician. I think he is quite serious. Silly ass, answered Arthur scornfully. Chapter 2. Margaret Daunted lived in an art studio near the Boulevard Nontransparent with Susie Boyd.That afternoon Arthur was coming to see them. The young women were expecting him. Susie was looking forward to the meeting with interest. She had heard a great deal about the young man, and knew about his romance with Margaret. For years Susie had led the monotonous life of a teacher in a school for young ladies, and when Margaret who had been her pupil, told her of her Intention to spend a couple great affection for Margaret and with almost maternal pride watched how each year added new charm to her extraordinary beauty. She was proud to think that she would hand over to Arthur Burden a woman whose character she had helped to arm.Susie knew, partly from fragments of letters which Margaret read to her, partly from her conversation, how passionately he adored his bride, and she saw that Margaret loved him too. The story of their love was very romantic. Margaret was the daughter of a lawyer with whom Arthur had been friendly, and when he died, many years after his wife, Arthur became the girls guardian. He tried to give her everything she could possibly want, and when at 17 she told him of her wish to go to Paris and learn drawing, he agreed at once. The preparations for the Journey were made whenMargaret discovered by chance that her father had died penniless and she had lived ever since at Urethras expense. When she went to see him with tears in her eyes and told him what she knew, Arthur was very embarrassed. But why did you do it? she asked him. Why didnt you tell me? l didnt want you to feel any obligation to me, and I wanted you to feel quite free, She cried. She could not stop her tears. Dont be silly, he laughed, You owe me nothing, Ive done very little for you, and what I have done gave me a great deal of pleasure. l dont know how I can ever repay you. Oh, dont say that, he cried out It makes it much more difficult for me to say what I want to. She looked at him quickly and reddened. 1 would do anything in the world for you, she said. l dont want you to be grateful to me, because I hoped Id be able to ask you to marry me some day.. . Margaret laughed as she held out her hands. You must know that Ive been wanting you to say that since I was ten. She was quite willing to give up her idea of Paris and be married immediately, but Arthur had made up his mind they could not marry till she was nineteen.He asked her not to change ere plans and to go to Paris, but suggested that she should not live alone; because of that she went to live with Susie. Susie Boyd was thirty, but she looked older. She was not pretty, but her face was so kind, her sense of humor so attractive, that no one after ten minutes thought of her ugliness. Her taste was so good, her talent for dressing so remarkable, that she was able to make the most of herself. It was due to her influence that Margaret was dressed always in the latest fashion. There was a knock at the door, and Arthur came in. This is the fairy prince, said Margaret, leading him to her friend.Im glad to see you to thank you for all youve done for Margaret, he smiled, taking Issues hand. While Margaret was preparing tea, his eyes followed her movements with a touching dislike devotion. Margaret felt that he was looking at her and turned round. Their eyes met and they stood some time gazing at each other silently. Dont be a pair of perfect idiots, exclaimed Susie gaily. Im dying for my tea. The lovers laughed and blushed. Margaret smiled with happy pride! For all her good nature, Susie could not help feeling a pang of Jealousy for she was also capable of love, but no one had ever ride to find it.No one had ever whispered in her ear the charming nonsense that she read in books. She knew that she had no beauty to help her and she was not young any longer, but her instinct told her that she was made to be a good wife and chatter. She looked at Margaret and Arthur, but they were too preoccupied with each other to notice it. What fool I am! thought Susie. When Margaret had closed the door on him she turned to her friend. Well, what do you think of him? she asked, smiling. You cant expect me to form a definite opinion of a man Ive seen only for so short a time. Nonsense! Said Margaret. Susie hesitated for a moment. You know, before Id seen him I hoped with all my heart that he would make you happy. I was afraid. I knew he was much older than you. He was the first man youd ever met. But now, when I saw him, I hope with all my heart that youd make him happy, its not you Im frightened for now, but him. Margaret did not answer; she could not understand what Susie meant. l dont think you can realism how awfully he may suffer. Be very careful, Margaret, and be very good to him, for you can make him more unhappy than any human being can be. Oh, but I want him to be pappy, cried Margaret. Ill do all I can to make him happy. , Her eyes filled with tears and her voice broke. Susie, with a little laugh that was half hysterical, kissed her. My dear, for Heavens sake, dont cry. If he sees your eyes red, hell never forgive Chapter 3. The Chine Noir where Susie Boyd and Margaret usually dined was the most charming restaurant in the quarter. The room was full when Arthur Burden entered, but Margaret had kept him an empty seat between herself and Miss Boyd. Everyone was speaking at once, and a furious argument was going on about the post- Impressionists. Susie Boyd had Just described everyone to Arthur when the door was flung open, and a large person entered.He threw off his cloak with a dramatic gesture. Heres somebody I dont know, said Susie. But I do. I saw him once, answered Burden. He leaned over to Dry. Prophet, who was sitting opposite quietly eating his dinner. Isnt it your magician? Oliver Had, said Dry. Prophet with amazement. The newcomer stood at the end of the room with all eyes upon him. He was a very tall and very fat man. He was not old, though his obesity added to his apparent age. His features were good, his mouth large with heavy bright red lips. He had the look of a very wicked, sensual priest. Dry. Prophet introduced him to Arthur, Susie and Margaret.He raised his eyes to her slowly, and she looked away, blushing as though she had been caught doing something unseemly. The eyes were the most unusual thing about him. They were not large, but very pale blue and they looked at you in a way that made you feel extremely uncomfortable. Their gaze remained parallel, not converging. It gave the impression that he was looking straight through you. Another strange thing about him was the impossibility of telling whether he was serious. There was a mockery in that odd glance, a sardonic smile upon the mouth, which made you hesitate how to take his shocking words.His presence caused an odd atmosphere. One by one all the visitors of the restaurant got up and left. Had stopped an American sculptor. You have modeled lions at the Jarring des Planets, my Then you dont know how they really look. Then you have not seen the Jackal, gnawing at a dead antelope, run away in terror when the King of Beasts come down to make his meal. Clayton slammed the door behind him. Had was left with Margaret, Arthur Burden, Dry. Prophet and Susie. He smiled quietly. By the way, are you a lion-hunter? asked Susie. He turned to her. l have shot more lions than any man alive.No one can compare with me. This statement, made with the greatest calm, caused a moment of silence. Margaret stared at him with amazement. You suffer from no false modesty. said Arthur. False modesty is a sign of ill-breeding, from which my birth fully protects me. Dry. Prophet looked at him with a smile of irony. l hope Mr.. Had will use this opportunity to disclose to us the mystery of his birth and family. I have a suspicion that, like the immortal Glaciologist, he was born of known but noble parents, and educated secretly in Eastern palaces. My family has married into the most noble people in England and they were proud to give their daughters to my house. And the Eastern palaces in which your youth was spent, and the black slaves who served you, and the bearded sheikhs who taught you the secrets of black magic? cried Dry. Prophet. I was educated at Eaton and I left Oxford in 1896. Those are facts which must be verified, said Arthur coldly. Olivers face turned red with anger. His strange blue eyes grew cold with hatred. Susie feared that he would aka such an insulting reply that it would lead to quarrel. Well, if we really want to go to the fair we must set off, she said quickly. They got up and went down the stairs and out into the street. Chapter 4. They walked down to the noisy, narrow street which led to the Boulevard Nontransparent. The fair to which they were going was held not more than a mile away, and Arthur took a cab. Susie noticed that Had, who was waiting for them to set off, put his hand on the horses neck. Suddenly, for no apparent reason, the animal began to tremble. The trembling passed through its body and down its limbs ill it shook from head to foot.The animal seemed to be suffering not so much from pain, as from an extraordinary fear. Hand away, Mr.. Had, said Susie sharply. Take your He smiled and did as she told him. At the same moment the trembling began to decrease, and in a moment the poor animal was in its normal state. l wonder what the devil was the matter with it, said Arthur. Oliver Had looked at him with his blue eyes that seemed to see right through people; and then, lifting his hat, walked away. Susie turned to Dry. Prophet. Do you think he could have made the horse tremble? Nonsense! said Arthur. It occurred to me that he was playing some trick, said Dry.Prophet, An odd thing happened once when he came to see me. I have two Persian cats, which are usually very quiet and well-behaved. They spend their days in front of my fire, meditating on the problems of metaphysics. But as soon as he came in they Jumped, and their fur victims of uncontrollable terror. I opened the door and they rushed out. I have never been able to understand what happened. Margaret shuddered. Ive never met a man who filled me with such antipathy, she said. l dont know what there is about him that excites in me a sort of horror. I hope I shall never see him again. And as for me, answered Susie, l would like to know more about him, because he interests me very much. Just think what a privilege it is to meet a man in the twentieth century who honestly believes in occultism. Since I have been occupied with these matters, I have met strange people, said Dry. Prophet quietly, but I agree with Miss Boyd that Oliver Had is the most extraordinary. It is difficult to understand him. All I know is that he has traveled much and knows many languages. He has a wide knowledge of the literature of alchemy, and there is no kook I have heard of, dealing with the black arts, which he does not know.My friend Arthur wont agree with me, but I must confess that it would not surprise me to learn that he possesses powers by which he is able to do things that seem miraculous. Arthur did not answer as they arrived at the fair. It was in full swing. The noise was deafening. Popular tunes were heard and merry- go-rounds were turning everywhere. The English party with Dry. Prophet had Just entered when they saw Oliver Had. He was indifferent to the fact that they did not want his company. He attracted attention, for his appearance and his manners were centric, and Susie noticed that he was pleased to see people point him out to one another.They walked on and suddenly came to a canvas tent on which was a picture of an Arab charming snakes, and some words in Arabic. Ill buy tickets for you all, said Had. They went inside and found themselves in a dirty tent, ill-lit by two lamps; a dozen stools were placed in a circle on the ground. The snake-charmer addressed them in bad English. My name Mohammed, he said. Me show snakes. Wait and see. Snakes very venomous. He was dressed in a long gabardine coat and its color could hardly be seen for dirt. On his head was the national turban. From a bag that lay at one side of the tent the Arab drew a long, wriggling serpent.He placed it on the ground and waited a moment. Then he passed his hand over it; it became immediately stiff as a stick. Except that its eyes, the malignant eyes, were still open, there was no life in it. Then the Arab took a reedier and began to play a monotonous tune. The stiffness went away from the snake suddenly, it lifted its head and raised its long body till it stood almost on the tip of its tail. Then it began swaying slowly. Margaret drew back in terror. You need not be frightened, said Arthur. These people work only with animals whose fangs have been extracted. Had looked at him before answering. This man is a snake-charmer because he is immune against the fangs of the most venomous snakes. he said. l dont think so. said Arthur. Id like to have a proof that these serpents are venomous. Oliver turned to the charmer and spoke to him in Arabic. Then he answered Arthur This man has a horned serpent which is the most dangerous of all Egyptian snakes. What are you going to do? asked Susie. Oliver Had smiled and did not answer. He stepped forward to the centre of the tent and fell on his knees. He uttered some Arabic words, which Dry. Prophet translated to the others.A shudder went through the bag, and in a moment a head appeared. It was a opened its mouth, immediately the reptiles teeth went deep into his hand. Arthur watched him for signs of pain, but he did not notice any. Had repeated a sentence in Arabic and the serpent fell to the ground. The blood flowed from Hoodoos hand. Had spat upon the bleeding place three times, muttering words they could not hear. The bleeding stopped. He held out his hand for Arthur to look at. Burden was astonished, but he would not admit that there was anything strange in stopping the loud. You havent yet shown that the snake was venomous. l have not finished yet, smiled Had. He spoke again to the Egyptian who rose to his feet and from a box took a white rabbit. Had put it in front of the horned snake. Before anyone could move, the snake came forward and struck the rabbit. The poor little animal gave a scream, a shudder went through it, and it fell dead. Margaret sprang up with a cry. Oh, how cruel! How cruel! Are you convinced now? asked Had turning to Arthur. l am convinced that you are a charlatan, said Arthur sharply. Had did not answer. A strange smile spread over his face, a smile that was even more terrifying than a grimace of rage.Susie wanted to cry out but she could not utter a sound. The smile passed away, and the face became once more passive. The two women hurried to the doorway. They were frightened and disgusted. Oliver Had was left alone with the snake-charmer. Chapter 5. Susie could not get out of her mind the smile on Hoodoos face that followed the first passionate look of deadly hatred. Her fantasy suggested various dark means by which Oliver Had might take revenge on his enemy, and she tried to warn Arthur. But he only laughed. What on earth do you suppose he can do? If he kills me hell be hanged, and he wont be such a fool as to risk his head. Margaret was glad that after the incident Oliver had not appeared in their company. She began to discuss with Arthur the date of their wedding. She was filled with delight at the thought of the happiness she would give him. A day or two later Susie received a telegram, it ran as follows: Please meet me at the Care du Nor. 2:40. Nancy Clerk. It was an old friend of hers, who was apparently arriving in Paris that afternoon. She had not seen Nancy or such a long time that it surprised her to receive this urgent message. l dont want to go, said Susie, but I suppose I must meet her. Margaret had a class that afternoon and after it she went home alone. As she walked through the courtyard she started nervously, for Oliver Had passed slowly by. He did not seem to see her. Suddenly he stopped, put his hand to his heart and fell to the ground. Margaret had to go up to him. Her heart beat violently. She looked down at Oliver, and he seemed and took his hand. He opened his eyes. For Gods sake, take me for one moment into the studio. he whispered. L shall die in the street. She could not refuse him. With the help of some people she raised him to his feet, and together they brought him to the studio. He sank heavily into an armchair. Shall I bring you some water? asked Margaret. Im very sorry to cause you this trouble, he stammered. l suffer from a disease of the heart, and sometimes I am very near death. Im glad that I was able to help you, she said. He seemed to be able to breathe more easily. She left him to himself for a while, so that he could regain his strength. She took up a book and began to read. Presently, without moving from his chair, he spoke. If you knew how lonely I was and how unhappy, you would have a little mercy. His voice was strangely sincere. You think me a charlatan because I can do things that are unknown to you. You look upon me with disgust and scorn. You dont give me a chance to explain everything to you. It can make no difference to you how I look upon you, she whispered. She did not know why his soft, low voice produced such a mysterious effect on her. Her pulse began to beat more quickly. It makes all the difference in the world. It is horrible to think of your contempt. You turn your eyes away from me as though I were unclean. She turned her chair a little and looked at him. She was amazed at the change in his appearance.His eyes had a new expression; they were so tender now, and they were full of tears. Margaret had never seen so much unhappiness on a mans face, and she felt sorry for him. l dont want to be unkind to you, she said. But let us talk about something else. For a moment he kept silence. He was looking at a copy of La Giaconda which hung on the wall. Suddenly, he began to speak. He spoke of Leonardo ad Vinci, mixing his own fantasies with the words of different essays on art, which, so wonderful was his memory, he seemed to know by heart. His voice, low and musical, intoxicated Margaret with its beauty.She was horribly fascinated by his imagination and responded to his words like a delicate instrument on which he could play any tune he wanted. At last he stopped. His eyes were fixed upon hers. She neither moved nor spoke. She seemed to be under a spell. l want to do something for you in return for what you have done for me, he said. He stood up and went to the piano. Margaret was not surprised that he played wonderfully. Yet it was almost incredible that those fat, large hands had such a tenderness of touch. He seemed to UT into the notes all his passion, and the instrument had the tremulous emotion of a human being.It was strange and terrifying. Chapter 6. Oliver Had stopped playing. Neither of them moved. At last Margaret regained her self-control. l begin to think you really are a magician, she said softly. I could show you strange things, if you wanted to see them, he answered again, raising his eyes to hers. l dont think you will ever make me believe in occult philosophy, she laughed. His voice grew very low, and it was so seductive that Margaritas head reeled. Believe me, that for this art nothing is impossible. It commands the elements of the earth and knows the language of the stars.Heaven and Hell are in its province, and all forms, beautiful and ugly; love and hate, life and death are in the power of him who her, and she had not even the strength to wish to free herself. She seemed bound to him already by mysterious chains. If you have powers, show them, she whispered. (Had gave Margaret some magic powder to breathe in and took her to the wonderful and terrifying world of his fantasies. She took part in some festival of hideous lust, and the wickedness of the world was patent to her eyes. Then the spell as dispelled and she realized that she was sitting in the studio and that Had stood by her side.Shame overcame her. She hid her face in her hands and burst into tears. ) Go away, she said. For Gods sake, go. He looked at her for a moment and a strange smile came to his lips. When you want me you will find me in the Rue De Upgraded, number 209 he said. Ill write it down for you. He wrote the address on a sheet of paper that he found on the table. She did not answer. She sobbed as though her heart would break. Suddenly, she realized that Had was gone. She had not heard him open the door or close it. She fell on her knees and prayed desperately, as though some terrible danger threatened her.But when she heard Issues key in the door, Margaret sprang to her feet. She was afraid that Susie would see her agitation, but Susie was too much annoyed to notice it. Nancy has not come, she said irritably. l cant understand it. I waited till the train came in, but there was no sign of her, I walked about the station for half an hour. She went to the table, on which had been left the telegram and read it again. She gave a little cry of surprise. How silly of me! I had not noticed the postmark. It was sent from Paris. I wonder if someone has played a silly practical Joke on me.If I were a suspicious woman, she smiled, l should think you had sent it yourself to get me out of the way. The idea occurred to Margaret, that Oliver Had was the author of the note. He might have seen Nannys name on the photograph in Issues bag. She had no time to think as there was a knock at the door. Margaret, her nerves shattered, gave a cry of terror. She feared that Had had returned. But it was Arthur Burden. She greeted him with passion that was unusual for her, because by nature she was a woman of great self-possession. They began to speak of trivial things.Margaret tried to take part in the conversation, but her voice sounded unnatural. Soon she could control herself no longer and burst into tears. Oh, take care of me, Arthur. Im so afraid that some awful thing will happen to me. Why cant we be married at once? I cant feel safe till Im your wife. Arthur comforted her very gently. After all they were to be married in a few weeks. The day had been fixed by her. She listened silently to his words. He was right and she did not know how she could convince him. If anything happens to me, she answered, you will be to blame. L promise you that nothing will happen. Chapter 7. Margaret slept badly, and next day she was unable to work as usual. She was sure And there he had taken advantage of her pity in order to use his hypnotic power. But no matter how she tried, she could not get the man out of her thoughts. Work could not distract her, and between her and all the actions of everyday life stood Oliver Had. Although she repeated to herself that she wanted never to see him again, Margaret could hardly resist an overwhelming desire to go to him. Her will had been taken from her, and she was an automaton.He had given her that address because he knew she would use it. She did not know why she wanted to go to him; she had nothing to say to him; she knew only that it was necessary to go. Instead of going to the class, which was held at six in the evening, she hurried to the address that Oliver Had had given her. She walked along the crowded street stealthily, as though afraid that someone would see her, and her heart was beating violently. She ran up the stairs and knocked at the door. In a moment Oliver Had stood before her. He did not seem astonished that she was there. Ive been waiting for you. E said. You knew I should come. l knew. What have I done to you that you make me so unhappy? I want you to leave me alone. l shall not prevent you from going out if you want to go. The door is open. Her heart beat quickly and she remained silent. She knew that she did not want to go. There was something that drew her strangely to him, and she could not resist. He began to talk with that low voice of his that thrilled her with a curious magic. He told her of strange Eastern palaces, of the moonlight nights of the desert, of the sunsets with their splendor and of the crowded streets at noon.The beauty of the East rose before her, and life itself seemed open to her, a life of freedom, a life of supernatural knowledge. She shuddered at the comparison between the dull life which awaited her as Urethras wife and this bright, full existence. But it was possible for her also to enjoy the wonders of the world. She felt a sudden desire for adventures. As though fire passed through her, she sprang to her feet and stood with flashing eyes bright with multi-colored pictures that his magic presented. Oliver Had stood too, and they faced one another. Then with a quick movement he took her in his arms and kissed her lips.She looked at him. l think I love you, she said, hoarsely. Now you must go, he said. He opened the door, and, without another word, she went. Then Margaret felt every day that uncontrollable desire to go to him. There was always that violent hunger of the soul which called her to him, and the only happy hours she had were those spent in his company. She could not now imagine her life apart from his. Sometimes, suffering agonies of remorse, she would lie in bed at night and think with shame of the way she was using Arthur. But things had gone too far now, and she could not change them.At last Had thought the time came for the final step. It may interest you to know that Im leaving Paris on Thursday, he said one afternoon. She Jumped to her feet and stared at him in astonishment. But what will become of me? You will marry the excellent Mr.. Burden. You know I cannot live without you. How can you be so cruel? Then the only She sank helplessly into her chair. Because she had refused to think of the future, it had never occurred to her that the time must come when it would be necessary to leave Had or to Join her life with his for ever. It would be madness. Margaret legalized that. Though a hateful passion bound her to this man, she loathed and feared him. She remembered Urethras great love and all that he had done for her. She hated herself. She sprang up. Let me go from here! I wish Id never seen you. I dont know what youve done with me. He opened the door and stood at the threshold, with a smile on his face. His eyes were hard and cruel. Go, he said. She bent her head and ran before him. To get home she passed through the gardens of Luxembourg, but her legs failed her and she sank upon a bench. The bell of Saint Slice church was ringing for a service.Margaret walked slowly to the church and sat down on a bench in a corner. She hoped that the music would rest her soul and she would be able to pray. The music was beautiful but it did not move her. For her the service had no meaning, and in those ceremonies she could find no comfort. She felt completely lost. God has abandoned me, she repeated. God has abandoned me. Next day, her eyes red with tears, she dragged herself to Hoodoos door. When he opened it, she went in without a word. She sat down, and he watched her in silence. l am willing to marry you whenever you like, she said at last.Had told her that they could be married early enough on the Thursday morning to catch a train for England. She left everything in his hands. Im desperately unhappy, she said dully. . . Wednesday happened to be Urethras birthday, and he asked Margaret to dine with him alone. They had arranged to eat at a fashionable restaurant on the other side of the river, and soon after seven they met. Margaret had never been in better spirits. The champagne went quickly to her head, and she talked charming nonsense. Arthur was very proud and very happy. They talked of all the things they would do when they were married. They talked of the places they must go to, of their home and of the beautiful things with which they would fill it. They returned at Margaritas house and she held out her hand to him smiling. Goodnight. Its dreadful to think that I must spend a dozen hours without seeing you. When may I come tomorrow? Not in the morning, because I shall be too busy. Come at twelve. She remembered that her train started exactly at that hour. The door was opened, and with a little wave of the hand she disappeared. Chapter 8. Susie stared without comprehension at the note that announced Margaritas marriage.It was sent from the Garage du Nor and ran as follows: When you receive this I shall be on my way to London. I was married to Oliver Had this morning. I love him as I never loved Arthur. I have not told him anything because I had gone too far to make an explanation possible. Please tell him. Margaret. Susie did not know what to do nor what to think. There was a knock at the door, and she knew it must be Arthur. She decided quickly that it was impossible to break the news to him at once. Making up her mind, she opened the door. . .. Oh, Im so sorry. Margaret isnt here, she said. A friend of hers is ill and sent for her suddenly.

Monday, March 9, 2020

Making Money with Poetry Workshops

Making Money with Poetry Workshops I always wanted to be a teacher. I always wanted to be a poet.   In reality, I ended up in the Marine Corps   which led to a career in aviation. Hmm, not very poetic! However, my dreams to be a teacher and a poet never subsided and I now make money, yes, real money creating and teaching poetry workshops at local libraries.   This is a robust market and fairly easy to penetrate! Most libraries have discretionary funds available to them via the Friends of the Library group associated with their particular branch. This is a nationwide network of non-profit groups that raise money to help local libraries. Groups conduct book sales and bake sales and often operate small gift shops at the library to raise money. Funds are used to pay for additional library equipment, employee appreciation luncheons, special events and yes, even poetry workshops! The best way to find the money is to contact the local library manager or event manager with a poetry workshop proposal.   These people are able to review and endorse your idea and forward your proposal to the Friends Group to seek funding for your workshop.   Response time is generally within a month because the groups tend to meet on a monthly basis. In my experience, a two-hour poetry workshop typically pays $50 to $200 per event. Note, these are for workshops you teach at YOUR local libraries.   If you would require funding for travel and expenses to other libraries, you would need to ask for more money. A poetry workshop proposal should be neat and succinct. One page is sufficient. Something that provides only the salient details: title of the workshop, summary (one or two sentences), purpose (one sentence), participants (for example, suitable for adults versus children), duration (recommend 90 minutes to two hours), materials (mention if participants need to bring their own pens and paper or if you will provide), set-up (for example, indicate if you need a podium, conference table and chairs), cost (flat rate works best), class size and a brief literary

Friday, February 21, 2020

Community of Practice Essay Example | Topics and Well Written Essays - 250 words

Community of Practice - Essay Example panics lack access to health care services because of low personal income, poor geographic access to health providers and cultural factors that focuses on traditional methods in terms of healthcare. In terms of using family and community resources there is a great link between schools and Hispanic families and the community in terms of using the available resources of computers in accessing various health information (Koton, 2001). Religion is considered as the most outstanding aspect of the Jewish community. Hypertension is most prevalent in the Jewish society. Religion is regarded as a major community and family stressors in the access of healthcare services in dealing with such disease such as diabetes that is common in the Jewish society. Despite the Jewish territory being endowed with various natural resources, the constant conflicts within the region has contributed to low level of access of health services. In addition, the conflicts have further led to lack of employment for the population resulting into poverty (Green,

Wednesday, February 5, 2020

Strategic Management Essay Example | Topics and Well Written Essays - 4500 words

Strategic Management - Essay Example 2014). Management with consideration of communication will provide feedback in surveys, giving ideas in the organization. Sharing of information in an organization also ensures that the objectives of the organization are met, as communication will lead to coordination of activities. Strategic management involves innovation in activities that an organization carries out. Management strategies may involve development of a new product or rendering a new service. Innovation will involve putting groups together to work in development of major initiatives and giving out resources to ensure that the innovative objectives are met. Strategic management should involve trying out something that is new even with the risks that are involved. Management of projects is also a critical element through which management should be able to identify projects that ensures success in achieving all strategies. The other aspect of project management is development of priorities of all the elements to ensure that there is success in achieving objectives of management (Gerry et al. 2014). Project management will also ensure that employees understand strategies of the organization. Organization structure is an essential factor in strategic management. Organization cultures are the attitudes that are held by an organization and behavior that employees in the organization portray. Organization cultures are always unique and diverse due to personality. Managers are to understand the culture to ensure that planning that is put in place is in line with culture of the organization (Gerry et al. 2014). Cultures that are considered are those on belief in change by employees and values that employees hold. Strategic management in an organization requires consideration of these aspects. Engagement of employees at all levels, communication to employees, innovation in an organization, creation of

Tuesday, January 28, 2020

The Current Macro Environment Of South Africa Economics Essay

The Current Macro Environment Of South Africa Economics Essay Politically, the ANC has created 16 years of continuous rule and government stability but uncertainties surround their ability to manage union strikes and a steadily decreasing electorate vote. Economically, GDP is expected to show continuous growth despite a sharp drop in 2009. Business environment remains strong through FDIs although warning signs herald a weakening of the currency in the future. Socially, although economically viable to invest in this country when considering the low costs of entry, South Africas working population presents a lack of skilled labour required by our firm. Technologically, concentrated areas of RD, industry specific knowledge and improving transport infrastructure help to compensate the temporary shortcomings in energy supply. The legal system is generally supportive towards companies with strong regulation and employment laws. Environmentally, SA is an international leader in tackling global warming. It has great potential for producing renewable energy but environmental hazards and heavy reliance on coal for energy should be taken into concern. An extensive PESTLE framework will be used to highlight the major contributing factors that would affect such a strategic move. Political Government Stability The present government, the African National Congress (ANC), has shown relative stability, winning four consecutive elections since the fall of the apartheid in 1994. This has allowed continuous implementation of policies through sixteen years in power, the focus of which has been on improving social integration and employment generation. Source: Datamonitor, Aug 2009 Struggles under Political Unrest Despite strong governance indicators, SA still has much to develop as a democracy. The government is kept under pressure from the rising power of trade unions and an inability to control violent demonstrations. The ANC has also suffered a decreasing share of the electorate vote since first coming into power, receiving 65.9% in the recent 2009 election. Although a near two-thirds majority, commentators argue this is below the important threshold of 66% that allows the party to unilaterally alter the constitution. Implication: Pressure from trade unions may cause wariness in future business investment and a loss in consumer confidence. Economical Corporate Tax Rate There is a basic corporate tax rate of 30.2% of profit for all companies1 as of 2010. Interest Rates The South African Reserve Bank is independent and operates in much the same way as Western central banks, influencing interest rates and controlling liquidity through its interest rates on funds provided to private sector banks.2 Exchange Rates and Trading Unlike other African countries, SA prides itself as an open economy, benefiting from trade liberalization with many blocs3Â  . However, it has been posting a negative balance of payments since 2002. As of 2008, SAs total exports amounted to $96.1 billion, which was considerably higher than the total export value recorded at $83.0 billion in 2007. This has been exacerbated by the surge in inflation since monetary policies implemented in 2000. Recently, inflation has slowed to 6.89% year-on-year in June 2009 from 8.0% y/y in May 2009.4 Implication: An open economy will facilitate the expansion immensely, meaning less red-tape and cost savings. A negative trade balance can be advantageous as it will weaken the exchange rate, lowering costs for our firm. The lowered inflation will also help stabilise the economy. Foreign Direct Investments FDIs are highly valued in SA and the government has further encouraged them through the US ACU Trade, Investment and Development Cooperative Agreement signed in July 2008. This places special attention on customs cooperation, technical barriers to trade and investment promotion.5 Implication: Increases in FDIs will greatly aid entry into the country as these policies will help facilitate external investments such as ours. GDP Trends The GDP growth rate has been less than ideal with a sharp fall in 2009. However it is projected to bounce by 2011 with constant increase in GDP since. The economy is dominated by the services sector, which contributes 65.3% of its total GDP in 2008. 6 Implication: The increase in GDP shows that SAs economy is continually developing and could be a beneficial environment for setting up a company. Socio-cultural Unemployment The apartheid regime has resulted in social aspects wrought with conflicts. Despite high literacy rates and policies to improve this by the ANC, unemployment remains surprisingly high at 24.9%1. Implication: This highlights an underlying problem, which is the severe lack of skilled labor that does much in hindering business growth. High Crime Rate SA also presents a relatively high crime rate. A survey compiled by the UN Office on Drugs and Crime2 ranked South Africa second for assault and murder per capita, and first for rapes per capita. Implication: This results in a potential threat to the safety of both our physical and human capital. Effects of HIV There is also a growing impact of HIV on the supply of skills and productivity. The graph below shows the sources of indirect cost on a firm due to HIV.3 Lack of Skilled Labour More commonly, educated workers are deciding to move abroad, contributing to the rising brain drain and lack of skilled labour. Although there is a net emigration of -0.13 migrant(s)/1,000 population (2009 est.)4 This is due to the an increasing flow of unskilled labour from neighbouring countries in search of better economic opportunities and does not contribute to the necessary labour force required for the growth of the nation. Implication: This lack of skilled labour will require huge cost on the company in training workers. Technological Infrastructure SA has some of the best transport infrastructure in the world, placed in the top 20 countries for number of airports, length of rail and length of roads1. In the past four years $6.95bn was invested into improving infrastructure. In the next three years capital investment is planned to be $7.52bn to increase capacity for the 2010 World Cup.2 56% of funding in 2009 was used to expand current operations and the remainder was used to upgrade existing infrastructure. Figure 1: Transport Infrastructure Investment (2009)3 Figure 2: Planned Transport Infrastructure Investment (2010)4 Implication: Improving transportation provides potential employees locally, nationally or internationally with reliable and convenient means of transport to the companys location. Energy The energy situation has much to improve with state-owned firm, Eskom, struggling to meet the demand caused by the post-apartheid economic boom5. The industrial sector uses 68% of the supply but it is estimated that savings of up to 60% can be made with low-cost investment6. Alternative means of energy are currently being looked into and Nuclear Power plants have been proposed and could be in place by 2020 if approved.7 Implication: Electricity supply is currently inconsistent but demand side management and planned expansion in the future should solve any problems. Communications Current services are not up to UK standards but broadband is becoming widespread with wireless available in some locations. Fibre-optic cables were laid under the Atlantic Ocean in 2009 by Seacom with the intention of providing high capacity bandwidth linking communities in Southern and East Africa, Europe, and South Asia.7 Implication: International communications are well catered for and services in cities are comparable with UK standards. Research and Development RD with respect to science and technology has been a growing area since 2002 with the Innovation Hub created in Pretoria. It claims to be the leading knowledge-intensive business cluster in South Africa8 creating a community focusing on innovation and knowledge creation. Implication: Locating in an area within the Innovation Hub could provide us with a pool of potential employees with the correct skills, education and backgrounds. Legal Labour Laws SA has strong labour laws especially after the creation of the Labour Relations Act 1995, created to allow consultation between employees and employers to remove discrimination and ensure a diverse labour force. Employment regulations include: Compulsory by law to abide by Minimum Wage guidelines set out by government. These levels vary from sector to sector. The South African Labour Legislation encourages the freedom of collective bargaining. Implication: Structured legal system in place which contains laws to aid our entry into the country. Labour laws are similar to those in which we already operate so only small adjustments are needed to current practices. Intellectual Property Rights SA is currently not a member of the Madrid Union so filing for international trademarks is more complex than most countries. However, they intend to join within the next year. Copyright can only be registered for films, but arises automatically by law under the Berne Convention and applies to all countries that are signatories of it.1 Patents cost between $915 and $1300 initially, with an annual renewal fee of around $130 beginning in year three.2 Patent Co-operation Treaties (PCTs) are available which provides 30 months of international protection in 135 countries. Implication: PCTs allow any costs of patents to be deferred until the domestic countries in which to obtain the patent can be more carefully selected. This additional time also increases the chances of a successful patent application. Starting a Business The process for business setup is as follows: Source: DoingBusiness.org, 2009 Environmental Leader in Climate Change Environmental developments and climate change are issues close to SA. Having hosted the World Summit on Sustainable Development in 20021, the country also follows the Kyoto Protocol and featured prominently at the Copenhagen Conference in 2009. Incumbent President Jacob Zuma has pushed for plans to continue with CO2 reduction of 42% by 2025.2 Implication: Good international relationships with countries such as USA and UK, as well as a reputation in protecting global environments. The Department of Environmental Affairs has also implemented policies to subsidise firms who use renewable energy resources. With the local demand for environmental protection and reassurance of safety from environmental hazards, there are huge incentives for firm to improve energy usages efficiency1. Energy Reserves South Africa heavily relies on coal production for energy, coal providing 88% of total primary energy and 90 % of electricity generation. However, the nation has notable renewable energy potentials3. The country has an overflowing wind resource and the highest levels of solar radiation in the world. The expansion of renewable energy in South Africa is maintained and upheld by the White Paper on Renewable Energy (Nov 2003), which aims to generate 10,000 GWH of renewable energy for final energy consumption by 2013. Implication: The government has actively supported energy production development although some environmental hazards may be detrimental to a suitable working environment. Conclusion Through use of the PESTLE framework, we can conclude that the macro climate of South Africa is generally positive with much potential for expansion. The main areas of weakness found will undoubtedly require further investigations by management. However, breaking into the countrys technology sector can be a success given that the company is fully aware of the obstacles involved.

Monday, January 20, 2020

American Financial Crisis Essay -- Economics Economy

The US Financial System: A Crumbling Empire The financial system has been crucial to the role of free enterprise. â€Å"Financial markets have come to supply non-financial corporations with mechanisms for managing their risks and for comparing and evaluating diverse investment opportunities in a highly complex global economy† (Cindin, 2008). â€Å"However, despite the lifetimes it took to build our financial institutions, bad luck and careless risk management have jeopardized careers and mortgaged these institutions’ futures†(Wallace, 2008). The nation is currently attempting to deal with the biggest financial crisis since the Great Depression. It is now imperative that a way be found which will re-regulate finance without undermining finance’s needed innovative capacity. The origin of the financial crisis can be dated back to 2006. During that period in time, companies began buying trillions of dollars of complex financial products called ‘structured credit derivatives’. The value of these derivatives quickly escalated to over one-hundred trillion dollars due to the high demand from banks around the world. â€Å"These paper investments were supposedly backed by loans on houses, cars, businesses, and credit cards† (Francis, 2008). Nevertheless, several issues have erupted from the sale of these paper investments. The production and trading method for derivatives is unclear, and no one really knows what credit risk is transferred to whom. Basically, banks were fighting over assets with questionable values. Even though the sale of derivatives has disrupted our economy, it is not the primary reason for which the financial system is now in distress. The reckless selling of mortgage loans has lead to the eventual breakdown of our financial... ..., Jane & Francis, Theo. The Financial System Bailout: Deal or No Deal? (2008). Business Week. Retrieved November 2, 2008, from http://www.businessweek.com/bwdaily/dnflash/content/sep2008/db20080925_596844.htm Solomon, Deborah & Crittenden, Michael & Paletta, Damian. US Bailout Plan Calms Markets, But Struggle Looms Over Details (2008). Wall Street Journal. Retrieved November 2, 2008, from http://online.wsj.com/article/SB122191819568460053.html?mod=googlenews_wsj Stewart, Heather. IMF Says US Crisis is Largest Financial Shock Since Great Depression (2008). Guardian News. Retrieved November 2, 2008, from http://www.guardian.co.uk/business/2008/apr/09/useconomy.subprimecrisis Wallace, Michael. Wall Street Talks: What the Bailout Means (2008). BusinessWeek. Retrieved November 2, 2008, from http://www.businessweek.com/investor/content/sep2008/pi20080922_128934.htm